Running a successful business requires comprehensive protection. At Allsop Commercial Services, we understand that managing multiple insurance policies can be time-consuming and complex.
While nearly half (49%) of UK SMEs have some business insurance, a recent Allianz report (July 2023) highlights a critical concern: four out of five businesses (80%) are underinsured. This means they may not have enough coverage to recover from a significant incident.
At Allsop Commercial Services, we understand the importance of robust protection. Our Business Combined Insurance offers a streamlined solution to safeguard your business from a wide range of risks.
Combining essential protections like public liability, employers’ liability, property damage, and business interruption into one policy allows us to simplify your insurance portfolio and reduces administrative hassle.
What Business Combined Insurance Cover Is Available?
A combination of cover may be selected to suit your specific needs, an example of these are shown below but every business is unique and at Allsop Commercial Services we will endeavour to find the best package and price for you.
- Property Damage: Damage caused to property owned by the insured, tenant improvements, stock, machinery and computer equipment. Cover can provide accidental damage but the standard cover is fire and perils e.g. storm, flood etc and theft insurance.
- Public Liability: Public Liability Insurance should be considered if members of the public, clients or customers visit your premises. If you run a home business, and customers sometimes visit you there, public liability cover might also be a good idea.
- Employers Liability: This is compulsory liability insurance if your business has anything from 1 employee. Employers have many legal duties and obligations towards their employees whilst they are at work, the most important of these relates to their health and safety.
- Product Damage: Products liability insurance provides indemnity for your legal liability arising from products sold or supplied or work or services, which you have undertaken in the course of your business.
- Business Interruption: Insurance against loss of income.
Fill out our form or call us at 01427 671 606 for a quick consultation to get a free Business Combined Insurance quote.
