What Is Online Retailers Insurance For?
Insurance for online retailers is designed to protect e-commerce businesses from physical loss or damage to their own property and from claims brought against them by third parties for third party property damage and bodily injury arising from their business activities and their products.
It’s also there to ensure you’re covered should, for whatever reason, you be unable to trade – perhaps due to damaged stock. It’s wise to ensure you’re protected with online retailer insurance because, unfortunately, things go wrong and won’t always be something you can control.
No matter the platform – eBay, Amazon, Etsy, or even your own online shop – there are inherent risks involved in selling online.
Claims may be brought against you undeservedly, or your stock may be lost or damaged due to reasons that can’t be foreseen.
While policies can be tailored to suit individual needs, core benefits typically include
- Buildings and Fittings Insurance
- Public and Property Owners Liability
Cover can be expanded to safeguard against a variety of additional risks including:
- Contract works
- Unoccupied property
- Denial and access
- Failure of Third Party cover
- Loss of attraction
- Legal expenses
At ACS, we understand that if you want to climb the property ladder, you need to start on a firm footing, and that means finding the right insurance at the right price.
From shops, offices and warehouses to landlords with a portfolio of residential properties; we are confident that by tailoring a policy to fit your individual needs we can save you time, effort and money.
For an Online Retailers Insurance quote, please fill out a web form or call our office to discuss your needs with an experienced member of our commercial team telephone: 01427 671 606.
