Commercial Property Insurance

Protect Your Assets!

We are confident that by tailoring a policy to fit your Commercial Property Insurance needs we can save you time, effort and money.

Commercial Property Insurance FAQ's

Commercial Property Insurance Information

Commercial property insurance covers the cost of repairing or rebuilding your business premises, or replacing your stock or equipment. It covers you against risks such as:

  • Burst pipes (escape of water)
  • Falling trees
  • Fire
  • Flooding
  • Riots
  • Storms
  • Subsidence theft

Buildings Insurance

Buildings insurance covers the cost of repairing or rebuilding your business premises if damaged or destroyed.

Buildings insurance is not required by law, but most mortgage providers will insist that you take out a policy before they give you a loan.

Even if you own your business premises outright you should still consider building insurance to cover you against the cost of repairs or rebuilding your property.

If you rent your business premises, building insurance is your landlord’s responsibility ¬– but you may consider taking out contents insurance to protect your stock and equipment.

You should always insure your business premises against the cost of rebuilding the property, not against its sale price or current market value.

Additional Cover

Business interruption insurance covers you if you cannot do business as normal as a result of an event that causes damage to your premises or equipment. It is usually offered as an extra when you buy buildings or contents insurance. It covers:

  • Any shortfall in pre-tax profits resulting from the event
  • Any increased costs in running your business as a result of the event, such as extra accountants’ fees

At ACS we understand that if you want to climb the property ladder; you need to start on a firm footing, and that means finding the right insurance at the right price.

For a quick commercial property insurance quote, call our office and discuss your needs with an experienced member of our commercial team call 01427 671 606.

Testimonials

Steve Race
Simon and Wendy have been amazing start to finish. Very helpful, knowledgeable and professional to boot. Would highly recommend for commercial insurances. Thank you once again for all of your hard work Wendy.
Steve Race
Simon and Wendy have been amazing start to finish. Very helpful, knowledgeable and professional to boot. Would highly recommend for commercial insurances. Thank you once again for all of your hard work Wendy.
Steve Race
Steve Race
Andrew Hill
What a good service. Wendy was quick to return a quote and iron out the details to the policy. Very pleased with the service
Andrew Hill
What a good service. Wendy was quick to return a quote and iron out the details to the policy. Very pleased with the service
Andrew Hill
Andrew Hill
Secure John
Finally found an insurance broker that is happy to provide customer service. Came back with the quotation when they said they would and had no problem amending the quote to tweak the cover.
Secure John
Finally found an insurance broker that is happy to provide customer service. Came back with the quotation when they said they would and had no problem amending the quote to tweak the cover.
Secure John
Secure John
Steve Race
Simon and Wendy have been amazing start to finish. Very helpful, knowledgeable and professional to boot. Would highly recommend for commercial insurances. Thank you once again for all of your hard work Wendy.
Steve Race
Simon and Wendy have been amazing start to finish. Very helpful, knowledgeable and professional to boot. Would highly recommend for commercial insurances. Thank you once again for all of your hard work Wendy.
Steve Race
Steve Race
Andrew Hill
What a good service. Wendy was quick to return a quote and iron out the details to the policy. Very pleased with the service
Andrew Hill
What a good service. Wendy was quick to return a quote and iron out the details to the policy. Very pleased with the service
Andrew Hill
Andrew Hill
Secure John
Finally found an insurance broker that is happy to provide customer service. Came back with the quotation when they said they would and had no problem amending the quote to tweak the cover.
Secure John
Finally found an insurance broker that is happy to provide customer service. Came back with the quotation when they said they would and had no problem amending the quote to tweak the cover.
Secure John
Secure John
Steve Race
Simon and Wendy have been amazing start to finish. Very helpful, knowledgeable and professional to boot. Would highly recommend for commercial insurances. Thank you once again for all of your hard work Wendy.
Steve Race
Simon and Wendy have been amazing start to finish. Very helpful, knowledgeable and professional to boot. Would highly recommend for commercial insurances. Thank you once again for all of your hard work Wendy.
Steve Race
Steve Race
Andrew Hill
What a good service. Wendy was quick to return a quote and iron out the details to the policy. Very pleased with the service
Andrew Hill
What a good service. Wendy was quick to return a quote and iron out the details to the policy. Very pleased with the service
Andrew Hill
Andrew Hill
Secure John
Finally found an insurance broker that is happy to provide customer service. Came back with the quotation when they said they would and had no problem amending the quote to tweak the cover.
Secure John
Finally found an insurance broker that is happy to provide customer service. Came back with the quotation when they said they would and had no problem amending the quote to tweak the cover.
Secure John
Secure John