Running a small business can bring great satisfaction and reward, but it also brings worries.
There are the clients, possibly suppliers and employees, plus a whole range of other interactions and arrangements that all come together to make your business unique – and operational.
The problem with all of these hourly, daily and weekly encounters is that they bring the potential for disagreement or dissatisfaction and possibly a costly and stressful legal dispute. And that’s the last thing you need when you’re putting everything you have into making your business a success.
The high cost of legal advice, coupled with increasingly complex and changing employment legislation, means few companies have the resources or expertise to defend themselves against legal action.
Employees are increasingly aware of their rights and, encouraged by several high-profile cases and increasing media coverage, are more likely to take action if they lose their job or consider they have been discriminated against.
Common Areas Covered By Legal Expenses Insurance:
Contract Disputes: Disagreements with suppliers, customers, or business partners.
Debt Recovery: Reclaiming unpaid invoices and chasing outstanding debts.
Employment Disputes: Issues arising from employee relations, including wrongful dismissal and discrimination claims.
Property Protection: Legal issues related to property ownership, damage, or trespass.
Tax Disputes: Disputes with HMRC or other tax authorities.
Would You Know What To Do If:
- Your company was taken to an employment tribunal?
- Your company was subject to a tax enquiry by HMRC?
- The Health & Safety Executive prosecuted your company following an accident at your premises?
At ACS we can offer comprehensive Commercial Legal Expenses Insurance to cover for the main areas where legal disputes may arise.
Standard cover includes employment disputes & compensation awards, legal defence, property protection, bodily injury and tax protection. In addition, optional covers include statutory licence appeal, contract disputes and debt recovery.
For an Legal Expenses Insurance quote, please fill out a web form or call our office to discuss your needs with an experienced member of our commercial team telephone: 01427 671 606.
